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92 EPS to the quarter, beating analysts' consensus estimates of $1. With federal loans, it is possible to switch to an income-driven repayment intend to lower your payment per month; be entitled to loan forgiveness after making payments for any certain period; or, when they'resubsidized loans, you'll be able to defer your loans without accruing interest. The ranking is adjusted for that size with the banks, instead of the absolute variety of complaints.

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